Disclaimer: Spear Global serves as a payment gateway provider and does not hold funds or act as a financial institution. While we take extensive security measures, we do not guarantee the complete prevention of fraud or unauthorized transactions. Businesses using our services are responsible for complying with local regulations and ensuring lawful use of the platform. Fees, terms, and service availability may vary by region and are subject to change without prior notice. By using Spear Global, users agree to our terms and conditions as outlined on our official website.